New — Payouts in 40+ currencies
Money that
moves
first.
Accounts, cards, invoicing and global transfers in one bold platform for teams that move fast.
Live right now
Across 12,000+ teams in 40 countries
New — Instant payouts in 40+ currencies
Money that
moves
first.
Accounts, cards, invoicing and global transfers in one bold platform for teams that move fast.
Live right now
Across 12,000+ teams in 40 countries
New — Instant payouts in 40+ currencies
Money that
moves
first.
Accounts, cards, invoicing and global transfers in one bold platform for teams that move fast.
No credit card · Live in 10 minutes
Live right now
Across 12,000+ teams in 40 countries
12,000+
teams run on KAFO
Northwind
oakline
HALCYON
Lumen&Co
fieldnote
Arcadia
12,000+
teams run on KAFO
Northwind
oakline
HALCYON
Lumen&Co
fieldnote
Arcadia
12,000+
teams run on KAFO
Northwind
oakline
HALCYON
Lumen&Co
fieldnote
Arcadia
Platform
One account.
Every way money moves.
One account.
Every way money moves.
Platform
One account.
Every way money moves.
One account.
Every way money moves.
Platform
One account.
Every way money moves.
Three core products, one login. Pay, get paid and move funds across borders without switching tools.
Three core products, one login. Pay, get paid and move funds across borders without switching tools.
Payments
Invoicing
Transfers
Cards
Insights
Payments
Invoicing
Transfers
Cards
Insights
Why teams switch
Built for every way you handle money.
Why teams switch
Built for every way you handle money.
Why teams switch
Built for every way
you handle money.
4.9
Average rating
from 3,200 reviews
Virtual &
physical cards
Issue cards in seconds, set limits, freeze with one tap.
KAFO Intelligence
Spend insights that flag issues early.
On-time payments
95%
of invoices paid on time
Month overview
Product tour
2 min · See KAFO in action
Virtual &
physical cards
Issue cards in seconds, set limits, freeze with one tap.
KAFO Intelligence
Spend insights that flag issues early.
On-time payments
95%
of invoices paid on time
Month overview
Virtual &
physical cards
Issue cards in seconds, set limits per card, freeze with one tap.
KAFO Intelligence
Spend insights that flag
issues before they happen.
On-time payments
95%
of invoices paid on time with auto-reminders
Month overview
Product tour
2 min · See KAFO in action
01
Real-time visibility
See every payment the moment it lands.
A live feed across accounts, cards and currencies — nothing surprises you at month-end.
Live incoming & outgoing feed
Auto-categorised transactions
Instant alerts
02
Recurring & global
Bills on autopilot. Borders, gone.
Schedule, approve and track recurring payments, and pay suppliers in 40+ currencies.
Upcoming payment calendar
Approval rules by amount
Zero hidden FX fees
01
Real-time visibility
See every payment the moment it lands.
A live feed across accounts, cards and currencies — nothing surprises you at month-end.
Live incoming & outgoing feed
Auto-categorised transactions
Instant alerts
02
Recurring & global
Bills on autopilot. Borders, gone.
Schedule, approve and track recurring payments, and pay suppliers in 40+ currencies.
Upcoming payment calendar
Approval rules by amount
Zero hidden FX fees
01
Real-time visibility
See every payment the moment it lands.
A live feed across accounts, cards and currencies — nothing surprises you at month-end.
Live incoming & outgoing feed
Auto-categorised transactions
Instant alerts for unusual activity
02
Recurring & global
Bills on autopilot. Borders, gone.
Schedule, approve and track recurring payments, and pay suppliers in 40+ currencies at locked rates.
Upcoming payment calendar
Approval rules by amount
Zero hidden FX fees
By the numbers
Numbers that move fast.
By the numbers
Numbers that move fast.
By the numbers
Numbers that
move fast.
Enterprise-grade reliability, without the enterprise wait.
Avg. settlement
<2s
Platform uptime
Platform uptime
Platform uptime
Platform uptime
Platform uptime
Enterprise-grade reliability
99.9%
99.9%
99.9%
Avg. settlement
<2s
Average settlement
On domestic transfers
<2s
Moved monthly
$2.4B
Currencies
Currencies
Currencies
Currencies
Currencies
With locked FX rates
40+
40+
40+
Moved monthly
$2.4B
Moved every month
By 12,000+ teams
$2.4B
How it works
Live in
three steps.
Most teams go live the same day. No paperwork marathons, no branch visits.
How it works
Live in
three steps.
Most teams go live the same day. No paperwork marathons, no branch visits.
How it works
Live in
three steps.
Most teams go live the same day. No paperwork marathons, no branch visits.
01
Open your account
Verify your business online in minutes.
01
Open your account
Verify your business online in minutes.
02
Connect your tools
Sync accounting, payroll and your bank in a click.
02
Connect your tools
Sync accounting, payroll and your bank in a click.
03
Start moving money
Send, receive and invoice from day one.
03
Start moving money
Send, receive and invoice from day one.
01
Open your account
Verify your business online in minutes.
01
Open your account
Verify your business online in minutes.
02
Connect your tools
Sync accounting, payroll and your bank in a click.
02
Connect your tools
Sync accounting, payroll and your bank in a click.
03
Start moving money
Send, receive and invoice from day one.
03
Start moving money
Send, receive and invoice from day one.
01
Open your account
Verify your business online in minutes.
01
Open your account
Verify your business online in minutes.
02
Connect your tools
Sync accounting, payroll and your bank in a click.
02
Connect your tools
Sync accounting, payroll and your bank in a click.
03
Start moving money
Send, receive and invoice from day one.
03
Start moving money
Send, receive and invoice from day one.
Security & compliance
Bank-grade.
Protected at every step — encryption, audits and round-the-clock monitoring on every transaction.
SOC 2
PCI DSS
ISO 27001
GDPR
Security & compliance
Bank-grade.
Protected at every step — encryption, audits and round-the-clock monitoring on every transaction.
SOC 2
PCI DSS
ISO 27001
GDPR
Security & compliance
Bank-grade.
Protected at every step — encryption, audits and round-the-clock monitoring on every transaction.
SOC 2
PCI DSS
ISO 27001
GDPR
End-to-end encryption
AES-256 at rest, TLS 1.3 in transit.
Granular access
Roles, approvals and limits per member.
24/7 monitoring
Anomalies blocked in real time.
Security & compliance
Bank-grade.
Protected at every step — encryption, audits and round-the-clock monitoring on every transaction.
SOC 2
PCI DSS
ISO 27001
GDPR
Security & compliance
Bank-grade.
Protected at every step — encryption, audits and round-the-clock monitoring on every transaction.
SOC 2
PCI DSS
ISO 27001
GDPR
Security & compliance
Bank-grade.
Protected at every step — encryption, audits and round-the-clock monitoring on every transaction.
SOC 2
PCI DSS
ISO 27001
GDPR
End-to-end encryption
AES-256 at rest, TLS 1.3 in transit.
Granular access
Roles, approvals and limits per member.
24/7 monitoring
Anomalies blocked in real time.
Security & compliance
Bank-grade.
Protected at every step — encryption, audits and round-the-clock monitoring on every transaction.
SOC 2
PCI DSS
ISO 27001
GDPR
Security & compliance
Bank-grade.
Protected at every step — encryption, audits and round-the-clock monitoring on every transaction.
SOC 2
PCI DSS
ISO 27001
GDPR
Security & compliance
Bank-grade.
Protected at every step — encryption, audits and round-the-clock monitoring on every transaction.
SOC 2
PCI DSS
ISO 27001
GDPR
End-to-end encryption
AES-256 at rest, TLS 1.3 in transit.
Granular access
Roles, approvals and limits per member.
24/7 monitoring
Anomalies blocked in real time.
Integrations
60+
apps,
one hub.
Connect accounting, payroll, e-commerce and CRM in a few clicks.
Connect accounting, payroll, e-commerce and CRM in a few clicks.
Q
Quantly
Xr
Xeroly
N
Notely
St
Stripeo
Gu
Gusta
Hb
Hubbit
Sh
Shopi
Pd
Paydo
Integrations
60+
apps,
one hub.
Connect accounting, payroll, e-commerce and CRM in a few clicks.
Connect accounting, payroll, e-commerce and CRM in a few clicks.
Q
Quantly
Xr
Xeroly
N
Notely
St
Stripeo
Gu
Gusta
Hb
Hubbit
Sh
Shopi
Pd
Paydo
Ze
Zenfin
Integrations
60+
apps, one hub.
Q
Quantly
Xr
Xeroly
N
Notely
St
Stripeo
Gu
Gusta
Sh
Shopi
Pd
Paydo
Sl
Slackr
Ze
Zenfin
Br
Brexa
Connect accounting, payroll, e-commerce and CRM in a few clicks.
Customer stories
Teams that moved faster.
Customer stories
Teams that moved faster.
Customer stories
Teams that
moved faster.
78%
faster
month-end
“
“
“
We closed the books in eleven hours instead of five days. Reconciliation simply stopped being a project.
We closed the books in eleven hours instead of five days. Reconciliation simply stopped being a project.
We closed the books in eleven hours instead of five days. Reconciliation simply stopped being a project.
Amira Haddad
CFO, Northwind Studio
3.2×
faster
payouts
“
“
“
“Payouts to 14 countries used to take a week of spreadsheets. Now it’s one approval.”
“Payouts to 14 countries used to take a week of spreadsheets. Now it’s one approval.”
“Payouts to 14 countries used to take a week of spreadsheets. Now it’s one approval.”
Daniel Okafor
Head of Ops, Oakline
$40k
saved
in Q1
“
“
“
“Card controls alone saved us $40k in the first quarter.”
“Card controls alone saved us $40k in the first quarter.”
“Card controls alone saved us $40k in the first quarter.”
Sofia Marin
Finance Lead, Fieldnote
9 days
faster
paid
“
“
“
“Invoices get paid nine days faster on average.”
“Invoices get paid nine days faster on average.”
“Invoices get paid nine days faster on average.”
Tom Becker
Founder, Lumen&Co
Pricing
Simple pricing.
Bold value.
Pricing
Simple pricing.
Bold value.
Pricing
Simple pricing.
Bold value.
Monthly
Yearly · save 20%
Pricing
Simple pricing.
Bold value.
Pricing
Simple pricing.
Bold value.
Pricing
Simple pricing.
Bold value.
Monthly
Yearly · save 20%
Pricing
Simple pricing.
Bold value.
Pricing
Simple pricing.
Bold value.
Pricing
Simple pricing.
Bold value.
Monthly
Yearly · save 20%
Growth
Most popular
$29
per month, billed yearly
Unlimited cards
Multi-currency accounts
Recurring payments
Accounting sync
Approval workflows
Starter
$0
For freelancers getting paid
1 business account
2 virtual cards
Invoicing & payment links
Scale
Custom
For finance teams at scale
Everything in Growth
Multi-entity
Dedicated manager
SLA & SSO
Growth
Most popular
$29
per month, billed yearly
Unlimited cards
Multi-currency accounts
Recurring payments
Accounting sync
Approval workflows
Starter
$0
$0
For freelancers getting paid
1 business account
2 virtual cards
Invoicing & payment links
Standard FX rates
Growth
Most popular
$29
per month, billed yearly
Unlimited cards
Multi-currency accounts
Recurring payments
Accounting sync
Approval workflows
Scale
Custom
For finance teams at scale
Everything in Growth
Multi-entity
Custom limits & roles
Dedicated manager
SLA & SSO
Scale
Custom
For finance teams at scale
Everything in Growth
Multi-entity
Custom limits & roles
Dedicated manager
SLA & SSO
FAQ
Questions, answered.
Is KAFO a bank?
KAFO is a financial technology company. Banking services are provided by licensed partner banks, and eligible deposits are protected up to applicable limits.
How long does onboarding take?
Which currencies can I hold and send?
Are there any hidden FX fees?
Can I connect my accounting software?
Still curious?
Talk to a human — average reply in 4 minutes.
FAQ
Questions, answered.
Is KAFO a bank?
KAFO is a financial technology company. Banking services are provided by licensed partner banks, and eligible deposits are protected up to applicable limits.
How long does onboarding take?
Which currencies can I hold and send?
Are there any hidden FX fees?
Can I connect my accounting software?
Still curious?
Talk to a human — average reply in 4 minutes.
Is KAFO a bank?
KAFO is a financial technology company. Banking services are provided by licensed partner banks, and eligible deposits are protected up to applicable limits.
How long does onboarding take?
Which currencies can I hold and send?
Are there any hidden FX fees?
Can I connect my accounting software?
How do card spending controls work?
Journal
Money moves, explained.
Journal
Money moves, explained.
Journal
Money moves,
explained.
Start moving
with KAFO.
Scan to get the KAFO app
App Store
Google Play
