Security
Security that
Security that
Security that
never
never
never
sleeps.
sleeps.
sleeps.
Your money and data are protected by bank-grade encryption, independent audits and round-the-clock monitoring.
Your money and data are protected by bank-grade encryption, independent audits and round-the-clock monitoring.
Platform uptime
99.99%
Certifications
Audited. Certified.
Every year.
Audited. Certified.
Every year.
Certifications
Audited. Certified.
Every year.
Independent auditors review our controls so your finance team doesn’t have to.
Verified
SOC 2
Type II audited annually
Verified
PCI DSS
Level 1 service provider
Verified
ISO 27001
Certified ISMS
Verified
GDPR
EU data residency
Three pillars
Protection at
every layer.
Protection at
every layer.
Protection at
every layer.
End-to-end encryption
End-to-end encryption
End-to-end encryption
AES-256 at rest, TLS 1.3 in transit, keys in hardware security modules.
AES-256 at rest, TLS 1.3 in transit, keys in hardware security modules.
Granular access
Granular access
Roles, approvals and limits for every team member.
Approval rules
Spend limits
Audit log
24/7 monitoring
24/7 monitoring
Anomalies flagged and blocked in real time.
Real-time scoring
Device trust
3-D Secure
Payment lifecycle
Every payment,
checked four times.
Every payment,
checked four times.
Payment lifecycle
Every payment,
checked four times.
From the moment you hit send to settlement — in under two seconds.
01
Initiated
Signed by an approver with device trust.
0.2s
02
Verified
Limits, rules and balances checked.
0.4s
03
Screened
Sanctions and fraud scoring in real time.
0.9s
04
Settled
Funds land on local or SWIFT rails.
Target 1.8s
Found a vulnerability?
Found a vulnerability?
Found a vulnerability?
We run a responsible disclosure program and reward valid reports. Please don’t test against live customer data.
We run a responsible disclosure program and reward valid reports. Please don’t test against live customer data.
Bug bounty up to $10,000
FAQ
Questions, answered.
Is KAFO a bank?
KAFO is a financial technology company. Banking services are provided by licensed partner banks, and eligible deposits are protected up to applicable limits.
How long does onboarding take?
Which currencies can I hold and send?
Are there any hidden FX fees?
Can I connect my accounting software?
Still curious?
Talk to a human — average reply in 4 minutes.
FAQ
Questions, answered.
Is KAFO a bank?
KAFO is a financial technology company. Banking services are provided by licensed partner banks, and eligible deposits are protected up to applicable limits.
How long does onboarding take?
Which currencies can I hold and send?
Are there any hidden FX fees?
Can I connect my accounting software?
Still curious?
Talk to a human — average reply in 4 minutes.
Is KAFO a bank?
KAFO is a financial technology company. Banking services are provided by licensed partner banks, and eligible deposits are protected up to applicable limits.
How long does onboarding take?
Which currencies can I hold and send?
Are there any hidden FX fees?
Can I connect my accounting software?
How do card spending controls work?
Start moving
with KAFO.
Scan to get the KAFO app
App Store
Google Play
